Insurance for Bolt Drivers in New Zealand

This page explains insurance requirements, ACC coverage, and how to stay protected as a Bolt driver in New Zealand.

Insurance Requirements

Stay Covered as a Bolt Driver

As a ride-hailing driver in New Zealand, every trip you take with Bolt is insured. This coverage protects you, your passengers, and others in the event of an accident. The Accident Compensation Corporation (ACC) provides support for injuries, including medical costs, rehabilitation, and lost earnings. However, ACC does not cover vehicle damage, so it’s important to have additional vehicle insurance.

ACC covers injuries from accidents, including medical costs and lost earnings.
ACC does not cover vehicle damage.
Additional vehicle insurance is essential for full protection.
Learn more about ACC coverage
Third-Party vs Full Insurance

Choosing the Right Insurance

You can choose between third-party or full insurance for your vehicle. Third-party insurance covers damage to other people’s property, while full insurance offers broader protection, including coverage for your own vehicle in case of damage.

Third-party insurance: covers damage to other people’s property.
Full insurance: covers your vehicle and others’ property.
Insurance Policy Details

Confirm with Your Insurer

Always check with your insurer, broker, advisor, or agent to make sure your policy meets all requirements for ride-hailing. Some policies may require your vehicle to be listed for passenger service use or to pass a Certificate of Fitness (CoF) inspection.

Ensure your policy covers ride-hailing use.
Your vehicle may need to pass a CoF inspection.
Some insurers require your car to be listed for passenger service.
What You Need

Insurance Requirements Checklist

To drive with Bolt, you must meet all local ride-hailing insurance and vehicle requirements.

Hold a current and valid driver’s licence.
Vehicle must pass a CoF inspection for commercial use.
Car must meet safety, roadworthiness, and licensing obligations.
Consider if commercial insurance is required for your situation.

Make money driving with Bolt

Become a Bolt driver, set your schedule and earn money by driving!

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Be your own boss. Start driving and earning!