Insurance Requirements
Stay Covered as a Bolt Driver
As a ride-hailing driver in New Zealand, every trip you take with Bolt is insured. This coverage protects you, your passengers, and others in the event of an accident. The Accident Compensation Corporation (ACC) provides support for injuries, including medical costs, rehabilitation, and lost earnings. However, ACC does not cover vehicle damage, so it’s important to have additional vehicle insurance.
ACC covers injuries from accidents, including medical costs and lost earnings.
ACC does not cover vehicle damage.
Additional vehicle insurance is essential for full protection.
Third-Party vs Full Insurance
Choosing the Right Insurance
You can choose between third-party or full insurance for your vehicle. Third-party insurance covers damage to other people’s property, while full insurance offers broader protection, including coverage for your own vehicle in case of damage.
Third-party insurance: covers damage to other people’s property.
Full insurance: covers your vehicle and others’ property.
Insurance Policy Details
Confirm with Your Insurer
Always check with your insurer, broker, advisor, or agent to make sure your policy meets all requirements for ride-hailing. Some policies may require your vehicle to be listed for passenger service use or to pass a Certificate of Fitness (CoF) inspection.
Ensure your policy covers ride-hailing use.
Your vehicle may need to pass a CoF inspection.
Some insurers require your car to be listed for passenger service.
What You Need
Insurance Requirements Checklist
To drive with Bolt, you must meet all local ride-hailing insurance and vehicle requirements.
Hold a current and valid driver’s licence.
Vehicle must pass a CoF inspection for commercial use.
Car must meet safety, roadworthiness, and licensing obligations.
Consider if commercial insurance is required for your situation.
Make money driving with Bolt
Become a Bolt driver, set your schedule and earn money by driving!
Be your own boss. Start driving and earning!
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