MYCOVER.AI AUTO INSURANCE POLICIES

MYCOVER.AI AUTO INSURANCE POLICIES 

Mini comprehensive — ₦25,000 per year

• Third-party accidental damage (up to ₦3,000,000).
• Third-party bodily injury.
• Own unintentional damage (up to ₦500,000).

Exclusions

The policy does not cover fire and theft.

Micro comprehensive — ₦5,000 per month

The insurance covers a maximum of ₦1,000,000 regardless of the vehicle's value. 

• Third-party accidental damage (up to ₦3,000,000).
• Third-party bodily injury.
• Own unintentional damage, fire, and theft (up to ₦1,000,000).

Monthly comprehensive — 0.5% of the vehicle cost per month

• Third-party accidental damage (up to ₦3,000,000).
• Third-party bodily injury.
• Own unintentional damage, fire, and theft (up to ₦1,000,000).

How to report claims

• Email at hello@mycovergenius.com
• Call 09039810004
• Send a Whatsapp message to 09070008899
• Use the link sent to you after purchasing an insurance plan.

Documents required for claims

• Completed motor claim form.
• Pictures evidencing damage to the vehicle, including the plate number.
• Estimate of repairs and/or replacement from your auto mechanic.
• Vehicle documents (e.g. vehicle license, roadworthiness).
• Driving Licence of the person driving the car when the incident occurred.
• Police report (for theft and fire claims).

All claims must be reported within 30 days of occurrence.

Ready to protect your car? Press here ↗ to get started.

How to get insured

1. Select a plan;
2. Fill in your personal information;
3. Complete the payment;
4. Provide the vehicle details;
5. Conduct the vehicle inspection.

After completing the payment, you can arrange the inspection by following the link in the email you'll receive from MyCover.ai. Please note that this is a separate inspection, different from the general Bolt inspection.